{"id":119,"date":"2020-11-07T18:48:00","date_gmt":"2020-11-07T18:48:00","guid":{"rendered":"https:\/\/www.goodlettsvillesmiles.com\/blog\/?p=119"},"modified":"2020-12-07T18:52:15","modified_gmt":"2020-12-07T18:52:15","slug":"5-tips-maximize-dental-insurance-benefits-goodlettsville-dentist","status":"publish","type":"post","link":"https:\/\/www.goodlettsvillesmiles.com\/blog\/2020\/11\/07\/5-tips-maximize-dental-insurance-benefits-goodlettsville-dentist\/","title":{"rendered":"5 Ways to Maximize Your Dental Insurance Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.goodlettsvillesmiles.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_215510866__1600804020_39327-300x200.jpg\" alt=\"Goodlettsville dentist clipboard with dental insurance paperwork\" class=\"wp-image-120\" srcset=\"https:\/\/www.goodlettsvillesmiles.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_215510866__1600804020_39327-300x200.jpg 300w, https:\/\/www.goodlettsvillesmiles.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_215510866__1600804020_39327-768x512.jpg 768w, https:\/\/www.goodlettsvillesmiles.com\/blog\/wp-content\/uploads\/2020\/12\/AdobeStock_215510866__1600804020_39327.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p><a href=\"https:\/\/www.goodlettsvillesmiles.com\/dental-insurance.html\">Dental insurance<\/a> is a great way to save money while investing in your oral health. However, that\u2019s only if you make the most of it! Many people don\u2019t understand their dental insurance plan and end up delaying or overpaying for their care. Thankfully, keeping a few simple tips in mind can go a long way in helping you make the most of it! Read on as your Goodlettsville dentist shares five ways to maximize dental insurance benefits.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">1.) Take Full Advantage of Your Preventive Care<\/h2>\n\n\n\n<p>Nearly every dental insurance policy covers preventive care at 90-100%. Typically, this includes things like checkups, cleanings, and oral cancer screenings. These services are all designed to spot and stop issues as early as possible, or even prevent them from developing in the first place. Seeing your dentist for two easy and affordable dental checkups every year can prevent much larger and more expensive issues later!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2.) Remember the 100-80-50 Rule<\/h2>\n\n\n\n<p>If you need dental treatment, it\u2019s best not to put it off any longer than you have to. Generally, the more extensive or invasive the procedure, the less your dental insurance will cover it. Most plans follow the 100-80-50 rule when it comes to how much they will cover certain treatments:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>90-100% of preventive care costs,<\/strong> like checkups, cleanings, and other diagnostics.<\/li><li><strong>75-80% of basic treatments, <\/strong>including fillings and gum disease treatment.<\/li><li><strong>40-50% of major procedures, <\/strong>such as root canals and dental crowns.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">3.) Don\u2019t Let Your Annual Maximum Go to Waste<\/h2>\n\n\n\n<p>Once you\u2019ve met your deductible, your dental insurance will begin paying for your dental care up to a certain amount (your annual maximum). However, when your coverage period ends and your plan renews, it\u2019s likely that whatever you didn\u2019t use up of your annual maximum will expire. To keep these benefits from going to waste, make sure to schedule any dental care you need before the year ends if you\u2019ve already met your deductible and you haven\u2019t met your annual maximum yet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4.) Plan for Next Year\u2019s Deductible<\/h2>\n\n\n\n<p>Once you exceed your annual maximum, you\u2019ll need to pay for your care yourself. If you need extensive treatment at the end of the year but have almost reached your maximum, ask your dentist if you can split your treatment between this year and next. This way, you can start your treatment and use up your maximum before the year ends, then continue your treatment in the next year so those costs can be applied to that year\u2019s deductible. However, this isn\u2019t always an option depending on your oral health, so be sure to work with your dentist on planning out your treatment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5.) Talk to Your Dentist About Maximizing Your Coverage<\/h2>\n\n\n\n<p>As mentioned above, every situation and dental insurance policy is different. To ensure that you\u2019re maximizing your benefits while addressing your unique oral healthcare needs, be sure to talk to your dentist and their team. They can walk you through what exactly your policy covers and help you create a plan to make the most of your coverage.<\/p>\n\n\n\n<p>Dental insurance can save you a significant amount of money as you keep your smile happy and healthy. If you have more questions about your dental insurance benefits or other ways to pay for your dental care, don\u2019t hesitate to give your dentist a call.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p><em>Dr. Deidra Harrison-McClain and her team are proud to help the smiles of Goodlettsville achieve and maintain optimal oral health. They strive to make dental care as enjoyable as possible, so they\u2019ll be more than happy to accept your dental insurance and ensure that you\u2019re getting the most out of your benefits. In addition, they also have special offers and affordable financing options through CareCredit. To see just how affordable taking care of your smile can be, they can be contacted via their <a href=\"https:\/\/www.goodlettsvillesmiles.com\/contact-us.html\">website<\/a> or at <strong>(615) 859-0188.<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dental insurance is a great way to save money while investing in your oral health. However, that\u2019s only if you make the most of it! Many people don\u2019t understand their dental insurance plan and end up delaying or overpaying for their care. Thankfully, keeping a few simple tips in mind can go a long way [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-119","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Tips Maximizing Dental Insurance Goodlettsville | Goodlettsville Smiles<\/title>\n<meta name=\"description\" content=\"Your dental insurance can save you money, but only if you use it correctly! 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